"Now when a man works, his wages are not credited to him as a gift, but as an obligation. However, to the man who does not work but trusts God who justifies the wicked, his faith is credited as righteousness."
Romans 4:4-5
A friend gave it to me (via Daddy/God of course) And really it's simply amazing- if we believe God has got a hold of our miserable situation, he will count that faith as righteousness even if we can't seem to make anything good out of it!